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Free Kasasa Cash Back® Checking

Kasasa Cash Back® is free checking that pays you cash back on debit card purchases! Plus, you’ll get refunds on your ATM withdrawal fees, nationwide* while having no minimum balance requirements or monthly maintenance fees.

Account Features Free Kasasa Cash Back® Checking
Age Requirements
18 & Married or 19
Monthly Maintenance Fees
$0
Minimum Balance Requirement
No
Unlimited Check Writing
Free Standard Checks
1st Order Free
Earns Kasasa Cash Rewards:
2.50% cash back on debit card purchases*
Cash back earned on up to $300 in purchases monthly
Earn up to $90 cash back per year, ($7.50 per month)
Overdraft Protection - Transfer
AODFCU Visa® Check Card
Free Internet Banking "eLink"
Free Online Bill Pay
Free Telephone Banking "VoiceLink"
Free Notary Service

Account Features

Age Requirements:

18 & Married or 19

Monthly Maintenance Fees:

$0

Minimum Balance Requirement:

None

Unlimited Check Writing:

Free Standard Checks:

1st Order Free

Earns Kasasa Cash Rewards:

2.50% cash back on debit card purchases*
Cash back earned on up to $300 in purchases monthly
Earn up to $90 cash back per year, ($7.50 per month)

Overdraft Protection – Transfer:

AODFCU Visa® Check Card:

Free Internet Banking “eLink”:

Free Online Bill Pay:

Free Telephone Banking “VoiceLink”:

Free Notary Service:

Additional Benefits

Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)**
$0 minimum deposit to open
Can link earnings to **Kasasa Saver® for effortless saving

It’s Easy to Qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Make at least 12 debit card purchases
  • eStatement Only
  • Direct Deposit

Don’t worry if for some reason you don’t meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Even more, you can get right back to earning your cash rewards the very next month!

Drop-in and visit to open an account today.
Have questions? Simply contact us – we’re always happy to help!

* APY=Annual Percentage Yield. You will receive 2.5% cash as a bonus back on debit card purchases that post and settle to the account during the monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. To qualify for Cash Back rewards, you must: Have 12 debit card transactions post and settle within the monthly the qualification cycle (the last day of current month to the next to last day of the next month. ie: March 31 to April 29), eStatement only and have at least one direct deposit or automatic payment (ACH) post and settle. Cash Back rewards will be credited to the account on the first day of the next statement cycle after which you qualified. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle an account. ATM and intra-bank transactions do not count towards qualifying debit card transactions. Debit card transactions process by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions. Non AODFCU ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt may be required for reimbursement of an individual ATM fee of $5 or higher. Maintenance fees do not include fees for overdraft or non-sufficient funds. Only includes Non AODFCU ATM fee. Consumers Only.