^* You will receive 2.5% cash as a bonus back on debit card purchases that post and settle to the account during the monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. To qualify for Cash Back rewards, you must: Have 12 debit card transactions post and settle within the monthly the qualification cycle (the last day of current month to the next to last day of the next month. ie: March 31 to April 29), eStatement only and have at least one direct deposit or automatic payment (ACH) post and settle. Cash Back rewards will be credited to the account on the first day of the next statement cycle after which you qualified. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle an account. ATM and intra-bank transactions do not count towards qualifying debit card transactions. Debit card transactions process by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions. Non AODFCU ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt may be required for reimbursement of an individual ATM fee of $5 or higher. Maintenance fees do not include fees for overdraft or non-sufficient funds. Only includes Non AODFCU ATM fee. Consumers Only.