Free Kasasa Saver® Account

AODFCU’s Kasasa Saver is an account that pays a high rate and helps you save effortlessly. It links to a Kasasa Cash® or Kasasa Cash Back® checking account, automatically transferring those cash earnings and ATM withdrawal fee refunds to this dividend-bearing account — without lifting another finger!


  • An account that builds your savings effortlessly
  • Links to Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $50,000
  • 1.00% to 0.50% APY on balances over $50,000 depending on the balance in account*
  • 0.05% APY* if qualifications are not met
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free internet banking “eLink”
  • Free Telephone Banking “VoiceLink”
  • $0 minimum deposit to open

Qualifying is easy!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollment must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each monthly cycle:

  • Must be paired with Kasasa Checking and checking must qualify in order for your Saver to qualify.

There’s no reason to worry if you don’t meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver and can get right back to earning your cash rewards the very next month!

Drop-in and visit to open an account today.
Have questions? Simply contact us – we’re always happy to help!

*APY=Annual Percentage Yield. APYs accurate as of 07/01/2019. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Non-AODFCU ATM fees incurred during monthly qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $50,000 receive APY of 1.0%; and (3) balances over $50,000 earn 0.25% APY on the portion of the balance over $50,000, resulting in 1.0% – 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividend. dividend earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $15,000 in Kasasa Saver earn 0.25% APY on portion of balance over $15,000, resulting in 0.50% – 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. ATM-processed transactions and transfers between accounts do not count as qualifying transactions. ATM receipt may be required for reimbursement of an individual ATM fee of $5.00 or higher. Maintenance fees do not include fees for overdraft or non-sufficient funds. Consumers Only.