Christmas Club

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AODFCU’s Christmas Club Account makes it easy for you to set aside money for holiday spending or travel. With an initial deposit of $5, you can start saving today. Automatic annual distributions occur on November 1st of each year. You can choose to have you funds mailed to you by check or transferred into one of your AODFCU accounts.

Initial Deposit	$5
Annual Distribution	November 1st
Early Withdrawal Penalty	$10 fee for each withdrawal made prior to Annual Distribution Date.
Earns Dividends	See Rates
Automatic Deposit Transfers	Automatically deposit funds into your Christmas Club with direct deposit or automatic transfers from your savings or checking.

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Federally Insured by the NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. NMLS# 519897.

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