Are you looking to make home improvements? Take a vacation? Consolidate your debt? Perhaps your house needs a new roof or you need extra money to send the kids to college. Whatever your needs, you can access the equity in your home with a Home Equity Line of Credit!
If you want the lowest possible loan rate and tax advantages too, consider our home equity loan. The loan is a revolving line of credit which means you can access it at any time by writing a check. With terms of up to 25 years (15-year draw period / 10-year repayment) means you can custom-build your loan to give you the lowest possible payments.
By using the collateral of your own home, a HELOC is a flexible and renewal source of money with benefits and features such as:
Our regular rates are beating many introductory rates.
Many lenders advertise a teaser rate that skyrockets a few months after you start their loan. With us, the loan process is faster and more affordable than most would imagine. We offer low closing costs, but if you take advantage of our current HELOC promotion, we will pay a portion of your closing costs!
For more information or to apply for a HELOC in Anniston, please contact a credit union representative today!
1 Consult your tax adviser
2 Prime rate as published in the Money Rates sections of The Wall Street Journal
3 Credit subject to approval. Minimum credit line $10,000. Payments based on 1.6% of outstanding balance or $50, whichever is greater. Credit line based on 15-year draw with 10-year repayment term