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There are several reasons why you should join AOD Federal Credit Union:

• AOD is focused on people, not profits. Our members are worth more than money. Unlike banks, a credit union does not have to show a profit for people investing in them. Our members own this credit union.
• It is the mission of our credit union to provide our members with the absolute best “quality member service.”
• Our fees are significantly lower than fees at other financial institutions, primarily banks.
• As a not-for-profit institution, AOD strives to pay higher rates on share/savings accounts and offer better deals on loans, than other financial institutions, primarily banks/
• Convenience to the member. AOD has hours that meet members’ needs Monday thru Friday & our Oxford Branch Drive thru is open on Saturdays from 8:30am – 12:00pm.
• AOD specializes in educating members. Our member service representatives help many young members understand how to begin saving for their dreams. We keep our membership up to date on the latest financial alerts that may affect them.
• No surcharge ATM usage. AOD does not impose any transaction fees for the use of the ATM machines in the AOD network. We currently have 6 locations and 7 ATMs to serve you throughout our area.
• Our members have an equal voice. Regardless of how much a member has on deposit with us, each member has a voice in how their credit union is run. This is done through annual elections of our credit union’s Board of Directors.
• AOD can offer you the products and services you need most. We have a wide array of products and services to choose from. We have something for everyone!

Interested yet? See if you qualify. View the links below for more information!

We’d LOVE to have your business.