Membership does have its privileges!

Any person who is employed by any company on the Field of Membership list (Select Employer Groups) is eligible to join AOD Federal Credit Union. Additionally, immediate family members of those eligible to join are also eligible to join. “Immediate family member” eligibility is limited to spouse, child, sibling, parent, grandparent or grandchild. For the purposes of this definition, immediate family member also includes stepparents, stepchildren, stepsiblings and adoptive relationships and individuals living in your same house. If you are a company owner or manager and would like for your company to become a Select Employer Group, please complete a company letter/application and return it to the credit union.

AODFCU Has Expanded Field of Membership!

We are pleased to announce that we have expanded our Field of Membership and AODFCU can now serve 61 underserved census tracks within 10 counties in close proximity to our main branch in Oxford, AL. To see if qualify for membership please click the link below! 

AOD Federal Credit Union offers a wide array of products and services to choose from that are tailored specifically to meet your individual needs.

We'd love to have your business!

Below is only a sampling of what we have to offer you.


Primary Share (Savings)
Christmas Club Accounts
Individual Retirement Accounts (IRA's)
Kids Club Accounts

Blue Ribbon Checking
Plus Checking
AOD Gold Checking
First Choice Checking
Freedom Classic Checking


Maturities up to 60 months
Dividends deposited monthly to savings
Compound dividends option
IRA Offering
Competitive rates

Worldwide Acceptance
Convenient & Secure
Accepted at 1000's of ATM's
Payments deducted from checking


New & Used Car, Truck & Van
Recreational Vehicle
Boat & Motorcycle Loans
On The Spot Dealer Loans

Home Equity Lines of Credit
Fixed & Variable Rate First Mortgage
Investment Property Loans
Second Mortgage Loans

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