Free Kasasa Cash® Checking

Kasasa Cash® is free checking that pays high dividends on your balance. Plus, you’ll get refunds on your ATM withdrawal fees, nationwide* while having no minimum balance requirements or monthly maintenance fees.

Account Features Free Kasasa Cash® Checking
Age Requirements
18 & Married or 19
Monthly Maintenance Fees
$0
Minimum Balance Requirement
No
Unlimited Check Writing
Free Standard Checks
1st Order Free
Earns Dividends:
2.50% APY* on balances up to $20,000
2.50% to 0.70% on balances over $20,000
depending on balance in account*
0.05% APY* if qualifications aren’t met
Overdraft Protection - Transfer
AODFCU Visa® Check Card
Free Internet Banking "eLink"
Free Online Bill Pay
Free Telephone Banking "VoiceLink"
Free Notary Service

Account Features

Age Requirements:

18 & Married or 19

Monthly Maintenance Fees:

$0

Minimum Balance Requirement:

None

Unlimited Check Writing:

Free Standard Checks:

1st Order Free

Earns Dividends:

2.50% APY* on balances up to $20,000
2.50% to 0.70% on balances over $20,000
depending on balance in account*
0.05% APY* if qualifications aren’t met

Overdraft Protection – Transfer:

AODFCU Visa® Check Card:

Free Internet Banking “eLink”:

Free Online Bill Pay:

Free Telephone Banking “VoiceLink”:

Free Notary Service:

Additional Benefits

Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)**
$0 minimum deposit to open
Can link earnings to **Kasasa Saver® for effortless saving

It’s Easy to Qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
  • Make at least 12 debit card purchases
  • eStatement Only
  • Direct Deposit
Don’t worry if for some reason you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free, and you’ll still earn the base dividend rate. Plus, you can get right back to earning your cash rewards the very next month!

Drop-in and visit to open an account today.
Have questions? Simply contact us – we’re always happy to help!

*APY=Annual Percentage Yield. APYs accurate as of 07/01/2019. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Non AODFCU Domestic ATM fees incurred during monthly qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances over $20,000 receive APY of 2.50% to 0.70% depending on balance in account. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. “Monthly Qualification Cycle” is synchronous with your monthly statement cycle which is the first day of the month through the last day of the month. ATM-processed transactions and transfers between accounts do not count as qualifying transactions. ATM receipt may be required for reimbursement of an individual ATM fee of $5.00 or higher. Maintenance fees do not include fees for overdraft or non-sufficient funds. Consumers Only.

**Kasasa Saver Account – AODFCU’s Kasasa Saver is a free account that pays a high rate and helps you save effortlessly. It links to a Kasasa Cash® or Kasasa Cash Back® checking account, automatically transferring those cash earnings and ATM withdrawal fee refunds to this interest-bearing account.