Financial Tips: Shopping for Funeral Services
According to the Federal Trade Commission, many funeral providers offer various “packages” of goods and services for different kinds of funerals. When you arrange for a funeral, you have the right to buy goods and services separately. That is, you do not have to accept a package that may include items you do not want. […]
Financial Tips: Find Services for Long-Term Care
In the year 2000, almost 10 million people needed some form of long-term care in the United States. Of this population, 3.6 million (37%) were under age 65 and 6 million (63%) were over age 65. ✅ The Eldercare Locator is a nationwide service that connects older Americans and their caregivers with information on […]
Kids and Holiday Shopping: The Season of Giving and Learning
The holiday season is upon us, a time of joy, celebration, and the spirit of giving. As parents, it’s a beautiful opportunity to create lasting memories with our children and teach them valuable life lessons, especially regarding money management and responsible spending. We all want the next generation to be loving and giving, along with […]
From Stuffing to Shopping – Both Can Be Painful if You are Not Careful
As the holiday season approaches, it’s time to start thinking about gift-giving, festive decorations, and fabulous feasts. However, the joy of the season can often be overshadowed by the financial stress it brings, especially if you end up getting into holiday debt. To make sure your holiday season remains merry and bright without the burden of debt, […]
Not all Lenders are Out to Get You – but Some are. Predatory Lenders VS Traditional Lenders
Where do you turn when you need money for college, a home, or even a car? Plenty of places to borrow money exist, but not all are created equal. Some lenders want to help, but others want to take advantage. Let’s dive into the difference between Predatory Lenders and Traditional Lenders. What are Predatory Lenders? Predatory lending is […]
Financial Tips: Teens & Credit
💸 You can help to protect your child from identity theft or bad credit by checking to see if your child has a credit report.❓ Why is it important to check if my minor child has a credit report?✔️ Your child may have a credit report as a result of an error or as the […]
Financial Tips: Financial Planning
💸 Whether you’re getting married or having a child, it’s important to be prepared for the financial impact these experiences are going to have on your life. Adding to your family is likely to be one of the bigger financial events you will face, so being ready for the change is vital. 👉 One of […]
Financial Tips: Fraud: Traveling Safely
🛡️ 🗺️ Let’s chat about Travel Fraud Protection!Travel fraud prevention or travel fraud protection is a set of proactive measures that can and should be taken by businesses working in the travel and hospitality sphere to timely detect fraudulent activities and prevent them from happening.Types of fraud in the travel industry and ways to combat […]
Financial Tips: Fraud: Identity Theft
🛡️ Identity theft occurs when someone steals your identity to commit fraud. One thing that you can do to protect your important information and identity is to take advantage of a security freeze. A security freeze prevents prospective creditors from accessing your credit file. Creditors typically won’t offer you credit if they can’t access your credit reporting […]
Financial Tips: Retirement: After Retirement
The average 65-year-old American male will live 17 more years and the average 65-year-old American female will live 20 more years, so planning for 30 years of retirement will protect you from exhausting your savings. ✔️ Plan a withdrawal strategy so you pay less tax on money you take out of your retirement account and […]
