Electronic Funds Transfer (EFT)

"Convenience" says it all. Electronic Funds Transfer (EFT) provides for electronic payments and collections. EFT is safe, secure, and efficient.

There are many benefits to using our EFT system.

• EFT payments are safer than checks, and should eliminate more than $60 million annually in forged, counterfeit, and altered checks.
• EFT eliminates lost or stolen checks.
• EFT payments are faster than checks, with funds available on the date the payment is due.
• EFT payments are easy and convenient.
• EFT payments eliminate the need to obtain and deposit your paycheck or cash your paycheck each payday.
• EFT payments can be facilitated through our on-line banking system.

Your credit union can process your mortgage payments, insurance premiums, club dues, public utilities, etc., through EFT. Make arrangements with the company you want to pay by providing them with your credit union account numbers (including routing and transit number 262286170). Your payments will be deducted from your checking account electronically by that company, and the credit union will forward the payment at their request.

Visit one of our 7 ATM locations today for added benefit!

ATMs are also one of our features of the EFT network. Use of an AODFCU ATM machine is absolutely free of charge! You can withdraw up to $500 a day or 5 transactions, whichever comes first!

Contact a Credit Union Representative today for more information on EFT or to obtain an AODFCU Visa Check Card or ATM card.