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Credit Life Insurance is a life insurance coverage that helps protect your insured loan(s) financed at AODFCU. In the event an unexpected life event occurs, such as death, accidental dismemberment or terminal illness, Credit Life Insurance helps reduce or pay off a covered loan, up to the policy maximum.
This coverage is optional and is not required as a condition for granting a loan. The premium may be included with your monthly loan payment. Members borrowing money from the credit union may be eligible for this coverage if they are under age 70. Credit Life is available to protect both the primary borrower and joint borrower.
Credit Life Insurance helps give your family financial freedom when they need it most. For an added benefit, you can elect Credit Disability Insurance with the Credit Life Insurance.
This coverage is in addition to any other insurance coverage you may have. There is no effect on other coverage. Please contact a credit union representative today for additional information about this protection,
Your purchase of MEMBER'S Choice® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the group Policy for a full explanation of the terms. CDCL-1262422.1-0715-0817
Federally Insured by the NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. NMLS# 519897.
