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Direct Deposit

AODFCU Direct Deposit saves you time. Your check is automatically deposited into your account, eliminating the trip to the credit union and your money is available in your account on payday. In addition, you can enjoy the peace of mind knowing that you won’t have to worry about lost or misplaced checks.

Follow these instructions to ensure that electronic transactions made directly into your account are posted properly.

Checking Accounts

The proper account format is 13 digits long, beginning with “1” plus your checking account ID/Suffix plus leading zero’s plus your short account number. The easiest way to determine the proper format is your look on the bottom of your check. If your account number is “12345” and your checking id is “71” then the format would be 1 + 71 + 00000 + 12345. This would result in the following number: 1710000012345.

Savings Accounts

The proper account format is 13 digits long, beginning with “1” plus your savings account ID/Suffix plus leading zero’s plus your short account number. If your account number is “12345” and your savings ID/Suffix is “00” then the format would be 1 + 00 + 00000 + 12345. This would result in the following number: 1000000012345.

To print out a direct deposit form, click here.

Routing Number

AOD Federal Credit Union’s Routing & Transit Number is 262286170