The Perfect Partner For Your Small Business

In the world of small business, all decisions can significantly impact your success. Everything plays a vital role, from the financial choices you make to the partners you trust. That’s where AODFCU steps in and stands out.

We provide a unique opportunity for small businesses, offering a wide range of services tailored to your needs, all with that personal touch that sets us apart. No matter where you are on your small business journey, AODFCU will be there to walk alongside you as “The Perfect Partner” and here is why:


Partnering for Success

What truly sets AODFCU apart is our commitment to building lasting relationships with the businesses we serve. Our business lender is not just an expert in their field, but a dedicated professional who takes the time to understand your unique business needs.

We go beyond everyday banking services. AODFCU partners with top companies to offer Merchant Services and Treasury Management Services. These partnerships help streamline your business operations and maximize efficiency, giving you more time to focus on growth and innovation.


Business Checking/Savings Accounts

Every penny counts when you’re running a small business. AODFCU offers Star Business Checking Accounts with no monthly service charges or minimum balance. And, Premier Business Checking with no minimum Account opening deposit or Minimum Balance Requirement with unlimited transactions and check writing…Ensuring you can keep your hard-earned money where it belongs – in your business.

Are you an attorney? If so, we have a special IOLTA Account – Interest on Lawyers Trust Account – an interest-bearing checking account for attorneys. The attorney’s office must be an approved institution by the Alabama Law Foundation.

AODFCU memberships are required to open a business account or to obtain a loan. All loans are subject to credit approval.

If you need more information, please click here


Online Banking with Free Bill Pay
In today’s digital age, managing your finances online is a necessity. We provide
user-friendly online banking with free bill-pay services. You can conveniently handle
your business’s financial transactions from anywhere at any time.

A Wide Range of Lending Options
Whether you need funds for expansion, working capital, or other business needs, we
offer a wide range of comprehensive lending options. These include anything from
Business Credit Cards, Lines of Credit, or Residential and Commercial Real Estate

Business Loans:
  • Equipment Loans
  • Vehicle Loans
  • Lines of Credit
  • Commercial Real Estate Loans
  • Investment Property


Business Card Services:
  • Visa Business Check Card
  • Visa® Business Credit Card

We tailor loans and card services to fit your business owners’ and investors’ unique

Federally Insured by the NCUA

Your peace of mind is our priority. AODFCU is federally insured by the National Credit
Union Administration (NCUA), ensuring your business accounts are protected and

Membership is Required

Membership is required to access AODFCU’s business services. Becoming a member
is simple and grants access to a range of benefits designed to help your small business

On April 21, 1950, AODFCU was federally chartered as a financial cooperative to serve
its MEMBERS. Just like a family, we are connected through our members with the
desire to see everyone succeed. No one is as committed to the success of the
community as the men and women of the community itself. And, true to our roots, we
have remained tightly connected and wholly committed to our communities even as we
have grown. We are owned, led, and operated by members for members.

Building Relationships, Not Just Transactions

Our business lenders work tirelessly to connect with and support the local business
community. Networking throughout the community allows us to stay in tune with the
evolving needs of small businesses and tailor our services accordingly.

At AODFCU, we pride ourselves on being truly family-owned by each member. We take
family and finances very seriously. Your success is our success. We’re not just a
financial institution but your partner in growth and prosperity. Our commitment to
personal service ensures that you’ll never feel like just another account number. We’re
invested in your success every step of the way.

When it comes to finding the perfect financial partner for your small business, look no
further than AODFCU. With a wide range of services, a commitment to personal
service, and a dedication to building lasting relationships, we are “The Place” for your
small business needs. Join us today and experience the AODFCU difference – where
your business’s success is our top priority.


For more information, visit MyCreditUnion.gov

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