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Financial Tips: Personal Loans

Learn all about the personal loans that credit unions have to offer. Personal loans provide you with the money that you may need for large projects or purchases, and let you pay back the money over a specific period of time. ✨ 

First, you will decide what kind of loan you may need. There are loans such as mortgages, home equity loans, and installment loans. These are all secured loans that use your property as collateral. Unsecured loans do not use your property as collateral. ➡️ It is more of a risk for lenders for these types of loans, so they charge a higher rate of interest for them. Unsecured loans include credit cards and student loans.

At AODFCU, we offer secured and unsecured personal loans. Learn more!

*Certain restrictions may apply.

*Membership Required.

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