*APR = Annual Percentage Rate. EZ loans are only available for Primary members, age 18 and over, with an account in good standing. The following accounts are not eligible: Kids Club, Member Business Accounts, Rising Star Teen Checking or the High School Branch Share. Membership must be open for at least 90 days prior to application. You must apply online or via mobile app. Offer is subject to change without notice. Sample monthly payment for a $1000 EZ Cash Loan over a 12-month period at 27.99% APR is $96.51 per month.