We know this is a stressful and uncertain time, and AOD Federal Credit Union is here for you.
To help ease the burden, we’re offering:
💰 Short- & Long-Term Furlough Loans
🗓️ Furlough Skip-a-Payments for October or November
12-month Signature Loans! Up to $1,000 with a rate of 4.99% APR*
24-month Signature Loans! Up to $5,000 with a rate of 6.99% APR*
*Certain restrictions may apply. Must be an AODFCU member or eligible for membership. Must provide documentation of being affected by shutdown. These options will only last as long as the shutdown is in effect.
**APR (Annual Percentage Rate) – 2 (two) options are available: Option 1 (one) - Loan amount up to $1,000 at 4.99% APR for up to 12 months with automatic transfer** Sample term: $1,000 for 12 months at 4.99% is $85.60 per month. Option 2 (two) – Loan amount up to $5,000 at 6.99% APR for up to 24 months with automatic transfer** Sample term: $5,000 for 24 months at 6.99% is $223.84 per month. Loan payments may be deferred 60 days. Interest begins accruing at loan closing. If auto transfer is not used on Option 1 (one) and Option 2 (two) current rates will apply. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. For more information visit aodfcu.com or call 1-800-637-0299. Federally Insured by the NCUA.
***By participating in AOD Federal Credit Union’s Skip-A-Pay• program, you authorize AODFCU to defer your loan payment(s) as indicated. You agree and understand that: 1) Delinquent loans and loans newer than 2 months may not be eligible for the skip-a-payment program; 2) Payments made through Payroll Deduction or Direct Deposit transfer may be deposited into your Share Savings or Checking Account for the month skipped and will subsequently be available for withdrawal; 3) FINANCE CHARGES will continue to accrue on the unpaid balance during the month you skip your payment and when payments resume, the unpaid interest will be collected first; 4) Deferring your payment will result in your having to pay higher total FINANCE CHARGES than if you made your payment as originally scheduled; 5) The payment deferral may extend the maturity date of your loan(s); 6) You will be required to resume your payments the following month; B) Payment protection and/or GAP insurance may not apply to the extended loan term. Certain restrictions may apply. The Furlough Skip- a-Pay offer expires October 31, 2025, for October 2025 skips and November 30, 2025, for November 2025 skips while shutdown is still in effect.
Third Party Site Disclaimer
By accessing the noted link you will be leaving AOD Federal Credit Union’s website and entering a website hosted by another party. AOD Federal Credit Union has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of AOD Federal Credit Union’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of AOD Federal Credit Union.
By accessing the noted link you will be leaving AOD Federal Credit Union’s website and entering a website hosted by another party. AOD Federal Credit Union has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of AOD Federal Credit Union’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of AOD Federal Credit Union.
By accessing the noted link you will be leaving AOD Federal Credit Union’s website and entering a website hosted by another party. AOD Federal Credit Union has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of AOD Federal Credit Union’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of AOD Federal Credit Union.
By accessing the noted link you will be leaving AOD Federal Credit Union’s website and entering a website hosted by another party. AOD Federal Credit Union has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of AOD Federal Credit Union’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of AOD Federal Credit Union.
By accessing the noted link you will be leaving AOD Federal Credit Union’s website and entering a website hosted by another party. AOD Federal Credit Union has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of AOD Federal Credit Union’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of AOD Federal Credit Union.
