*APR = Annual Percentage Rate. Membership required. Members only need to state the need since our area has been impacted by the storms. All loans are subject to credit approval. Rates, terms, and conditions are subject to change without notice. Maximum term of 12 months. Loan Example: $1,000 at a fixed rate of 2.00% APR; 12 monthly payments of $84.38 each. The terms used in this example are for illustrative purposes only and the actual terms you receive may be different depending on your individual circumstances. Offer expires May 31, 2021.
**APR = Annual Percentage Rate. Membership required. Members only need to state the need since our area has been impacted by the storms. Rates are determined based on credit history and may vary from the rate shown. All loans are subject to credit approval. Rates, terms, and conditions are subject to change without notice. Maximum term of 24 months. Loan Example: $5,000 at 6.15% APR; 24 monthly payments of $223.05 each. Offer expires May 31, 2021.
***By participating in AOD Federal Credit Union’s Skip-A-Pay* program, you authorize AODFCU to defer your loan payment(s) as indicated. You agree and understand that: 1) Mortgage loans, Credit Cards, and loans newer than two (2) months may not be eligible for the skip-a-payment program; 2) Payments made through Payroll Deduction or Direct Deposit transfer may be deposited into your Share Savings or Checking Account for the month skipped and will subsequently be available for withdrawal; 3) FINANCE CHARGES will continue to accrue on the unpaid balance during the month you skip your payment and when payments resume, the unpaid interest will be collected first; 4) Deferring your payment will result in your having to pay higher total FINANCE CHARGES than if you made your payment as originally 5) The payment deferral may extend the maturity date of your loan(s); 6) You will be required to resume your payments the following month; 7)The Disaster Skip-A-Pay is a special program and will not affect your eligibility for a Summer or Winter Skip-a-pay if offered during the year 2021 by AODFCU 8) Payment protection and/or GAP insurance may not apply to the extended loan term. Certain restrictions may apply. The offer expires April 30, 2021 for April 2021 skips and May 31, 2021 for May 2021 skips.
