Tax Refund Time: Indulge or Save? Let’s talk about the POWER!

As tax season approaches, many of us find ourselves excited about the arrival of our tax refunds. It’s a chance to indulge in a little extra spending, perhaps on a vacation or a new gadget – But what if instead of splurging, we chose the power to invest in our future? According to the IRS, […]
74th Annual Meeting Report

As a valued member-owner of AOD, we encourage you to read the report to stay in the know about your credit union! Learn More
The Perfect Partner For Your Small Business

In the world of small business, all decisions can significantly impact your success. Everything plays a vital role, from the financial choices you make to the partners you trust. That’s where AODFCU steps in and stands out. We provide a unique opportunity for small businesses, offering a wide range of services tailored to your needs, all with that […]
Financial Tips: What should I do if I can’t make my car payments?

If you’re having problems making payments on an auto loan or lease, contact your lender or servicer as soon as possible to ask what options are available to you. If you’re experiencing financial difficulties, it may be difficult to know where to start, but there may be a number of options to help you address […]
Tips to Improve Your Financial Well-Being

We often focus on our physical and mental health when considering well-being. However, it’s essential to recognize that our financial well-being also plays a huge role in our overall wellness. Your financial well-being can have a profound impact on your overall health and happiness. At AODFCU, we consider our members family, and we want our […]
“Operation Repo” What Happens If My Car Is Repossessed?

Repossession of property is not a popular topic to discuss – unless you are a fan of the (2007-2014) TV series “Operation Repo” or similar shows. Television entertainment makes having a car repossessed look dangerous or even glamorous at times, but in reality, it can be devastating. If you’ve fallen behind on your car loan […]
Financial Tips: Money Ideas for Pre-K Kids

Children ages 3 to 5 are usually too young to understand abstract financial concepts. Still, they are building a foundation that can serve them well in the future. Here are some milestones you should look for and activities that can help your children reach them. 1️⃣ You need to make choices about how to spend […]
Financial Tips: Gift Card Scams Part 2

⚠️ Only scammers will tell you to buy a gift card, like a Google Play or Apple Card, and give them the numbers off the back of the card. No matter what they say, that’s a scam. No real business or government agency will ever tell you to buy a gift card to pay them. […]
Financial Tips: Gift Card Scams Part 1

⚠️ Only scammers will tell you to buy a gift card, like a Google Play or Apple Card, and give them the numbers off the back of the card. No matter what they say, that’s a scam. No real business or government agency will ever tell you to buy a gift card to pay them. […]
Financial Tips: Predatory Mortgage Lending

⚠️ Predatory 🏠 mortgage lending, whether undertaken by creditors, brokers, or even home improvement contractors, involves engaging in deception or fraud, manipulating the borrower through aggressive sales tactics, or taking unfair advantage of a borrower’s lack of understanding about loan terms. Predatory lenders will target homeowners who have equity in their homes and may […]