Membership Rewards Program

At AOD Federal Credit Union, our goal is to provide our members with a rewarding experience. It is your participation that allows the credit union to remain financially healthy and to provide you with the best services available. Our new Membership Rewards Program, featuring Flex Rate*, rewards you for having a relationship with AODFCU.

Flex Rate* Reward

To give you more flexibility and earning power, AODFCU introduces our Flex Rate* reward.   With Flex Rate*, you can lock in a great Share Certificate and loan rate now with the option to improve your rate in the future!

Flex Your Share Certificate
Flex Rate* allows you to make a one-time increase to a higher dividend rate on your Share Certificate should rates increase during the term of your Share Certificate.

Flex Your Loan
Flex Rate* also allows you the option to get an even better loan rate!  If our loan rates drop to reflect changes in the overall market, you may qualify to lower your interest rate once during the term of your loan.

Qualify for Flex Rate* if:

• You are a member in good standing
• You have an active checking account
• You have had a loan with AODFCU in the last 15 years

*Must be a member in good standing. Must have an active checking account, and have had a loan within the past 15 years. Rate change on Share Certificates or loans is allowed only once during the term. Rates for Share Certificates are based on current rates. Loan rates are based on credit score. Credit Report required. Inquiry may impact credit score. HELOC, Adjustable Rate Mortgages, Credit Cards, Disaster Loans, Share Secured Loans, Certificate Secured Loans, and lines of credit excluded. Other restrictions may apply. Program may be discontinued without notice.