Rates

Contact your local AODFCU office at (256) 237-9494 or call (800) 637-0299 for more information about applicable rates and terms.

Note: The maximum term for motorcycle, jet ski, and farm equipment is 60 months. The maximum advance for new boat, motorcycle, jet ski is 100% MSRP. The maximum advance for used boat, motorcycle, jet ski is 100% NADA retail. The maximum advance for all farm equipment is 80% of purchase price.

* APR - Annual Percentage Rate

Your exact ANNUAL PERCENTAGE RATE for a signature or secured loan will be determined at the time you apply for a particular loan, based upon the term of the loan and your creditworthiness at that time and will be disclosed on your Advance Request Voucher/Disbursement Voucher. New vehicle and RV loans are available for estimated terms up to 84 months with a minimum advance of $15,000 for terms greater than 60 months. Vehicle loans are available for estimated terms between 73 to 84 months with a minimum advance of $2,500 and the vehicle must have less than or equal to 30,000 miles. Loans for vehicles older than 2006 will be subject to different terms and rates than listed. RV loans are available for estimated terms up to 84 months. All rates are variable and may change based on credit history. Rates accurate as of: June 1, 2010.

Go To Loan Application | Go To Calculators

Savings rates subject to change without notice after account is opened:

*APY - Annual Percentage Yield

You will receive a comprehensive periodic statement listing the APY, amount of dividends paid on the account, fees imposed (itemized by type and dollar amount), the balance and all transactions on your account.

The APY is based on the assumption that a $25 minimum balance and other requirements will be met. Your statement will show the actual APY. This may be different from the APY if the actual conditions are different from the above assumptions. The above rate may change after the account is opened. Fees incurred could reduce the earnings on the account. Please check your Member Services Agreement Booklet for additional terms and conditions. Rates are accurate as of: June 1,2010.

Certificate rates subject to change without notice:

*APY - Annual Percentage Yield

**Renewal Rate only, no new 18 month Certificates. You will receive a comprehensive periodic statement listing the APY, amount of dividends paid on the account, fees imposed (itemized by type and dollar amount), the balance and all transactions on your account. The APY is based on the assumption that minimum balance and other requirements will be met. Your statement will show the actual APY. This may be different from the APY if the actual conditions are different from the above assumptions. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. A penalty will be imposed for early withdrawal. Please check your Member Services Agreement Booklet for additional terms and conditions. Rates are accurate as of: April 15,2010.