Shared Secured Visa or MasterCard Card
WOW! Low, fixed APR of 5.20%
Choose either a Visa or MasterCard - whichever you prefer!
The Share Secured Visa and MasterCard provides benefits including:
- Credit lines over $300
- Free auto rental/collision loss damage insurance
- Traveler's emergency assistance
- No annual fee
- 25-day grace period on purchases
This card is great for those members with less than perfect credit. It's also a great way to start building up credit. It is secured by the available funds in your regular savings account. You secured funds will still earn dividends. A Share Secured Visa allows you to receive a significantly reduced APR in return for pledging your credit union shares as collateral against the credit card. If you're new to credit, have a limited credit history, or have had previous credit problems, a Share Secured Visa can help you build up your credit. The card is automatically approved and payments can be automatically deducted from your AOD checking account (no late payments to hurt your credit record). Each month, this is reported to the credit bureau as a current account in good standings -- and over time -- helps to build a stronger credit record.
A benefit for members who have:
- no credit file
- a limited credit history
- had past credit problems
Use our Loan Comparison Calculator to see how much WE can save you with our low, low, APR!
For more information, please contact a credit union representative today!
