Credit Cards

AODFCU Credit Cards - Cards that Reward You!

When others are increasing your rates and fees,  AODFCU knows that you deserve better. We have lower rates on our credit cards and we have some of the lowest fees in the country. You not only get a great rate but ScoreCard Rewards provides you with rewards.

AOD Federal Credit Union offers some of the lowest-rate, most cost-effective credit cards available today. Choose our MasterCard Classic, VISA Classic, VISA Gold, VISA Platinum, Share Secured VISA, or Share Secured MasterCard for extra purchasing power. Apply Today!

Benefits of ALL AOD Federal Credit Union's credit cards include:

• No annual fee.
• CashBack Rewards with each purchase * you make using your AODFCU Credit Card, you will be rewarded a cash rebate. The more you spend, the more cash back you receive. Your cash rebate accumulates during a 12 month period and is paid annually as a credit on your card billing statement. *CashBack rewards not available for share secured cards.
• 25-day grace period. Pay your full balance by the due date and there are no finance charges for the new purchases appearing on your monthly statement (with the exception of cash advances).
• No minimum finance charge.
• Low over the limit fee of $10
• Low minimum monthly payments
• Same rate for purchases and cash advances
• Low default rate of 16%
• No additional balance transfer fees
• Low late fee of $15
• Low cash advance fees of $5 minimum or 1% but not to exceed $25
• Payments accepted at all branches.
• Ability to make credit card payments automatically from your AOD checking account.
• Access cash from just about every ATM

For additional information on each individual card, please click on the links provided below.

• Visa Platinum Card
• Visa Gold Card
• Visa or MasterCard Classic Card
• Share Secured Card

To report a lost or stolen AOD Federal Credit Union Visa credit card, please call 800-299-9842. Please call as soon as you have determined that your card has been lost or stolen. This number may be called 24 hours a day 7 days a week.