Check out our progress at the new Oxford office location. Simply refresh the homepage and the image will update.
Delay your payment for up to three (3) months! Refinance your vehicle loan from another lender and get a great rate as low as 4.25% APR*! Rate not low enough? See our Rate Match Guarantee.
- Terms available up to 84 months & financing available up to 100%, which
means lower payments to melt away your worries.
- We offer loans on everything from cars, trucks, vans, motorcycles, and SUVs to watercraft, travel trailers, RVs, 4-wheelers and farm equipment.
Call 256-237-9494, 800-637-0299 or apply online today!
*APR (Annual Percentage Rate). Offer excludes all loans already financed at AOD.
Rates are determined based on credit history and may vary from the rate shown.
All loans are subject to credit approval. Rates, terms, and conditions are subject to
change without notice.
Use this payment per $1,000 chart to calculate your sample monthly payment.
|
Term
|
Monthly Payment
|
|
24 months
|
$43.54
|
|
48 months
|
$22.69
|
|
72 months
|
$15.76
|
|
84 months
|
$13.78
|
This chart is based on 4.25% APR.*
At AOD we put our Money where our Mouth is.
A lot of financial institutions claim to offer the best rates on loans,
but how many of them guarantee it? At AOD we say put your money
where your mouth is. We’re so sure that we can give you the best rate
on your auto loan that we’ll pay you $100 if we can’t. Just show us the
best rate you’ve been offered from any of our competitors and we’ll
match it or beat it or we’ll give you $100.
OFFICIAL RATE MATCH GUARANTEE TERMS AND CONDITIONS
Rate guarantee applies to verifiable new or used auto, truck, motor cycle, or recreational vehicle loan rates from other financial institutions only. This offer is not applicable to all subsidized rate programs including but not limited to Auto Dealer Rates and Special Internet Advertised Rates. This offer is also not applicable to any "special rate" program of manufacturers' finance companies or any other rate offer that bundles the sale of the vehicle and financing together. The competitor's rate offer must be for the identical loan product and term of the AOD offer. AOD must be able to verify competitor's rate for which the member qualifies. Existing AOD loans do not qualify. AOD's Rate Match Guarantee can not be combined with any other promotional offer at AOD Federal Credit Union. All loans are subject to credit approval. Rates, terms, and conditions are subject to change without notice. Rate offered is based on credit criteria.
AOD Membership is Very Rewarding! 
Click here to find out about all of the exciting benefits offered by AOD Federal Credit Union. With online banking and free bill payment, Visa Check Cards, Debit Cards, and extremely low rates on auto and home loans, there has never been a better time to be part of AOD Federal Credit Union!
To report lost/stolen ATM or Debit Cards:
To report a lost or stolen AOD Federal Credit Union credit card, ATM and/or debit card, the following numbers may be called 24 hours a day, 7 days a week:
Credit card customer service 1 - 800 - 325 - 3678
Credit cards 1 - 800 - 299 - 9842
ATM cards 1 - 800 - 754 - 4128
Debit cards 1 - 800 - 754 - 4128
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